Trusts Explained: Your Questions Answered

We’ve recently had a growing number of people getting in touch with us, asking questions about Trusts—what they are, how they work, and whether they’re the right option for protecting their home or helping their family.

To help clear up the confusion, we’ve collaborated with professional estate planners to put together this post. It’s designed to answer the most common questions and help you understand whether setting up a Trust might be a smart move for your future.

✅ What is a Trust?

A Trust is a legal arrangement that allows you to protect your assets and decide who inherits what, when, and how. Unlike a Will—which only comes into effect after you pass—a Trust can start working during your lifetime, offering more control and protection.

There are many different types of Trusts, but the most commonly used for estate protection are Family Trusts and Protective Property Trusts. These are especially helpful for homeowners and those worried about care fees or protecting their children’s inheritance.

💬 Common Questions We’re Hearing:

Is a Trust just for wealthy people?

Definitely not. In fact, most people who set up Trusts are everyday families—homeowners who simply want to make sure their loved ones are taken care of and that their home doesn’t get lost to care fees or complicated probate.

If I already have a Will, do I still need a Trust?

Yes. Wills are important, but they don’t offer protection from things like care fees, remarriage, or probate delays. A Trust works alongside your Will to help protect your home, your money, and your loved ones.

Will I lose control of my home if I put it into a Trust?

No—you still live in your home, make decisions about it, and stay in full control. The right kind of Trust simply protects the value of your home from being taken or redirected after you’re gone.

Can a Trust be changed if my situation changes?

Some Trusts are flexible. If your circumstances change, there are usually ways to adapt or update the Trust, especially if it’s been professionally set up with your future in mind.

🔐 What Can a Trust Do For You?

Help protect your family home from being sold to pay for care
Make sure your children inherit what you want them to
Reduce probate stress and delays
Stop your assets going to a new partner after remarriage
Offer peace of mind knowing everything is sorted for the future

🎁 Free Advice From an Estate Planning Professional

We’ve partnered with a trusted group of estate planners who are offering free online consultations to answer your questions and explain your options. There’s no pressure—just clear advice to help you make the right decision for your family.