Choosing an executor is one of the most important decisions you’ll make when writing your will. While many people focus on who will inherit their estate, they often spend less time thinking about who will be responsible for carrying out their wishes.
Your executor will handle your estate after your death, ensuring your assets are collected, debts are paid, and your beneficiaries receive what you intended. Choosing the right person can make the process much smoother for your loved ones.
In this guide, we’ll explain what an executor does, who can act as an executor, and the key factors to consider when making your choice.
What Is an Executor?
An executor is the person, or people, you appoint in your will to deal with your estate after you die.
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- Registering the death.
- Locating your will.
- Applying for probate if required.
- Collecting your assets.
- Paying debts and taxes.
- Closing bank accounts and other financial accounts.
- Distributing your estate to your beneficiaries.
- Keeping accurate records throughout the process.
Being an executor is an important legal responsibility, and it can take several months or longer to complete the administration of an estate.
Who Can Be an Executor?
In England and Wales, an executor must generally be:
- At least 18 years old.
- Mentally capable of carrying out the role.
Many people choose:
- Their spouse or civil partner.
- An adult son or daughter.
- A trusted family member.
- A close friend.
- A solicitor or other professional.
There is no single “right” choice. The best executor is someone who is trustworthy, organised, and willing to take on the responsibility.
Qualities to Look For
When choosing an executor, think carefully about whether the person has the qualities needed for the role.
Trustworthy
Your executor will manage your money, property, and personal belongings while administering your estate.
Choose someone you trust to act honestly and follow your wishes.
Organised
Estate administration involves paperwork, deadlines, and communication with banks, government departments, and beneficiaries.
An organised person is often well suited to the role.
Good at Communicating
Executors often need to keep beneficiaries informed throughout the probate process.
Someone who communicates clearly and calmly can help reduce misunderstandings.
Financially Responsible
Your executor doesn’t need to be a financial expert, but they should be comfortable handling financial matters and keeping accurate records.
Willing to Act
Perhaps the most important question is whether they actually want the role.
Always ask someone before naming them as your executor.
Should You Choose More Than One Executor?
Yes, you can appoint more than one executor.
Many people choose two executors so they can share the responsibilities.
Common combinations include:
- Husband and wife.
- Two adult children.
- A family member and a solicitor.
- Two trusted friends.
Having more than one executor can provide additional support, but it also means decisions usually need to be made together.
Many wills appoint one or two substitute executors in case the original choice is unable or unwilling to act.
Can a Beneficiary Be an Executor?
Yes.
In fact, it is very common for an executor to also be a beneficiary.
For example, a husband may appoint his wife as both executor and beneficiary, or a parent may appoint an adult child who is also inheriting part of the estate.
This arrangement is perfectly legal and often works well.
Should You Choose a Professional Executor?
Some people prefer to appoint a solicitor or professional executor.
This may be appropriate if:
- Your estate is complex.
- You own a business.
- There are significant investments.
- There may be family disagreements.
- No suitable family member or friend is available.
Professional executors charge for their services, but they can provide expertise and reduce the burden on your family.
Common Mistakes to Avoid
Choosing the wrong executor can create unnecessary difficulties.
Avoid these common mistakes:
- Choosing someone simply because they are the oldest family member.
- Appointing someone without asking them first.
- Naming someone who struggles with paperwork or financial matters.
- Forgetting to appoint a backup executor.
- Failing to update your will if your executor dies or becomes unable to act.
Review your choice whenever you update your will.
When Should You Change Your Executor?
You may wish to appoint a new executor if:
- They have died.
- They have developed health problems.
- They no longer wish to act.
- They have moved overseas.
- Your relationship has changed.
- Your estate has become more complex.
Keeping your will up to date helps ensure your executor is still the right person for the role.
Tips for Making the Role Easier
You can make your executor’s job much simpler by keeping your affairs organised.
Consider creating a folder containing:
- Your will.
- Property documents.
- Bank account details.
- Pension information.
- Insurance policies.
- A list of regular bills.
- Contact details for professional advisers.
- Funeral wishes.
Let your executor know where these documents are stored.
Frequently Asked Questions
How many executors can I appoint?
You can appoint up to four executors to act together, although many people choose one or two.
Does an executor have to accept the role?
No. An executor can decline to act if they do not wish to take on the responsibility.
Can I change my executor later?
Yes. You can update your will if you decide someone else would be a better choice.
Does an executor get paid?
Family members and friends do not usually receive payment unless your will specifically provides for it. Professional executors normally charge fees for their services.
How Later Living Help Line Can Help
Planning your estate involves more than simply writing a will. Choosing the right executor is an important step in ensuring your wishes are carried out efficiently and with as little stress as possible for your loved ones.
At Later Living Help Line, we provide clear guidance to help you understand estate planning, probate, wills, and the practical decisions that help protect your family’s future.
